Retirement strategies

Everyone hopes to maintain the same standard of living in retirement that they enjoy while working, but to achieve this requires considerable forward planning. Here are some important questions you need to ask yourself:

  • Exit strategies
    If you are in business, the first thing you need to consider is your exit strategy. Will you withdraw from the business, leaving it for the next generation, or will you hope to sell the business? If you intend to hand the business over, do you have a workable succession plan? If you intend to sell, how will you value the business, find a suitable buyer, etc? Are you aware of all the tax implications of the timing of disposals?
  • Pension provision
    Have you made adequate pension provision, and do you have the right type of pension? Are you aware of all the pension possibilities open to business owners and directors?
  • Savings and investments
    Do you have the right balance between savings and investments, and between high and low risk exposures?
  • Life assurance and long-term care
    Do you have adequate life assurance to look after your family if the unexpected happens, and have you made provision for long-term care and medical insurance for you and your spouse in your later years?

We can help you answer all these questions and in conjunction with a regulated Independent Financial Adviser recommend solutions tailored to your particular needs. If you think you need some help in this area please call Joe Taylor on 01423 564446 or email Joe at

Contact us

To get a flavour of what we can do for you, please feel free to call or email any of our partners or staff for a chat or to arrange a free initial meeting.